tag:blogger.com,1999:blog-21976303.post5603376154041279427..comments2024-02-21T05:24:49.494-05:00Comments on Orthonomics: Those with Less Need to Pay MoreOrthonomicshttp://www.blogger.com/profile/07892074485262548496noreply@blogger.comBlogger37125tag:blogger.com,1999:blog-21976303.post-66353901229495506792020-07-07T03:14:41.626-04:002020-07-07T03:14:41.626-04:00Thank you for sharing such great information.
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I got my already programmed and blanked ATM card ...<br />I got my already programmed and blanked ATM card to withdraw the maximum of $1,000 daily for a maximum of 20 days.I am so happy about this because i got mine last week and I have used it to get $20,000. Mike Fisher Hackers is giving out the card just to help the poor and needy though it is illegal but it is something nice and he is not like other scam pretending to have the blank ATM cards. And no one gets caught when using the card. get yours from Mike Fisher Hackers today! Just send an email to atmhacker243@yahoo.comIsabella Charlottehttps://www.blogger.com/profile/05572020146120532619noreply@blogger.comtag:blogger.com,1999:blog-21976303.post-47555247663628990302013-06-14T14:43:39.530-04:002013-06-14T14:43:39.530-04:00avi-
last year, yu put out a report (the benchmar...avi-<br /><br />last year, yu put out a report (the benchmarking report). I believe the stats there say that >50% are on scholarship and the scholarship averages is greater than 50% of tuiton. not sure why you think most people are paying full (though the study was on countrywide, not state specific).<br /><br />I hear asking for a small scholarship becasue the schools aren't trasnparent in their finances saying what % is for your child and what % is for other kids. I have no problem paying for my own kid, but don't have money to support othersAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-21976303.post-29610713960146475082013-06-14T13:42:53.383-04:002013-06-14T13:42:53.383-04:00Supernintendo Chalmers:
Your vitriolic torrent of...Supernintendo Chalmers:<br /><br />Your vitriolic torrent of uncivil venom directed against Miami Al is serving to indicate that you are not frum. A frum Jew who sincerely believes in obeying G-d and His Torah would engage with wit, humor, and insight when conversing with Al. Your demonstrated willingness to resort to straw-man canards such as "you hate frum people" and "all you do is spout hate" is a clear indication that you do not respect G-d or His Torah. In addition, your use of an obscenity ("you're full of BS") in a public forum is conduct unbecoming a Jew, and it shames all Children Of The Covenant to be exposed to such by you.<br /><br />You owe Miami Al an apology. Al has engaged in respectful but lively discourse and you have treated him with all of the level-headed dignity of the Stasi.<br /><br />Please publicly apologize and treat Al--whatever you may think of his arguments on their merits--with the same respect that he has consistently shown for other forum participants, including yourself.<br /><br />Yours sincerely,<br />Ralph WiggumAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-21976303.post-11395663360494224212013-06-14T13:36:35.492-04:002013-06-14T13:36:35.492-04:00mlevin wrote,
"so it is very wrong to say th...mlevin wrote,<br /><br />"so it is very wrong to say that these people who work hard to make a decent living should pay the whole amount and forgo vacations,"<br /><br />No. A service costs what it costs. It is absolutely wrong to assume that people are entitled to expensive services at a discount simply because it is expensive. You would never expect a butler or a private driver or psychiatrist to offer discounted service because, you know, why should you have to forgo other luxuries? If private school tuition costs $60K, <i>that's what it costs.</i> <br /><br />"...especially since we know that many others in the same schools do not pay the full tuition."<br /><br />a) You don't know that. Every time I tell people how much Teaneck day schools cost, I hear, "well, of course, nobody pays that." Yes. They do. The vast majority of parents in the local schools pay full tuition. (Some of the schools publish their finances - you can see for yourself.)<br /><br />Of the parents who do get tuition reduction thanks to the charity of others (aka "scholarship"), they simply cannot afford full tuition, and undergo a fairly intrusive process to determine so. Most of that group only gets a 1/3 reduction. (Do some people lie and cheat and steal in order to qualify for this reduction? I'm sure some do. That's a problem for the school and for our community at large; it should not change anyone else's calculations or expectations. Saying that you should consider lying and cheating and stealing because others do is, quite frankly, evil.)<br /><br />Now, if the community would like to subsidize the cost of tuition to attract unaffiliated parents to the schools, that's fantastic, but that has to be a separate fundraising effort. You can't just go to the school and ask for discounted service. <br />Avi Greengarthttps://www.blogger.com/profile/14267040237664555562noreply@blogger.comtag:blogger.com,1999:blog-21976303.post-16520851948425682892013-06-14T13:14:01.930-04:002013-06-14T13:14:01.930-04:00I still find Miami's comments abhorrent, regar...I still find Miami's comments abhorrent, regardless of his so-called "explanation."<br /><br />So you're admitting to making broad (extremely negative) generalizations about vast amounts of frum people based on individual incidents.<br />Nice.<br /><br />I don't know why I'm the only person here who found your remarks extremely offensive and hateful.<br /><br />You still haven't responded to my question about which yeshivas it is that all you hear people talk about is the percentage of mothers who cover their hair. And which girls' schools are spoken about in terms of stockings. (Honestly, I don't even have any idea what that had to do with tuition!)<br /><br />In other words, you hate frum people, all you do is spout hate, and you're full of BS.<br />Superintendant Chalmersnoreply@blogger.comtag:blogger.com,1999:blog-21976303.post-39260796482338845292013-06-14T01:44:53.987-04:002013-06-14T01:44:53.987-04:00Look, people who get paid well deserve it. They in...Look, people who get paid well deserve it. They invested a lot into whatever it is they are doing. Money doesn't just fall off the tree. 60K is a lot of money, so it is very wrong to say that these people who work hard to make a decent living should pay the whole amount and forgo vacations, especially since we know that many others in the same schools do not pay the full tuition. mlevinhttps://www.blogger.com/profile/01831542484906424230noreply@blogger.comtag:blogger.com,1999:blog-21976303.post-61844065248982201392013-06-13T19:56:08.730-04:002013-06-13T19:56:08.730-04:00Look at the two June posts on the prior thread. I...Look at the two June posts on the prior thread. I loosely affiliated Jew posts about how he'd be interested in Day School at a certain price point (about half what is charged), but at the price offered, it isn't worth a discussion with his wife.<br /><br />The response is, have you talked to the Day School, maybe they can work something out.<br /><br />That is what I refer to as craftiness. The $19k price point isn't unfair, it's probably on the low side for private schooling in San Francisco. It's not a need based scholarship, the posted and his wife make good money.<br /><br />It's just that $57k is a really expensive luxury that he'd value somewhat and his wife not at all, but at $30k, it becomes something he'd want and his wife might agree to... <br /><br />Clearly this couple is well off, his wife would be interested in letting him indulge in something for $30k that she doesn't want... Yet a poster is suggesting, "hey, call them up, perhaps you can make a deal."<br /><br />That's what I mean by craftiness.<br /><br />This person is not entitled to charity (nor considers themselves worthy of it). It is suggested that they get a special deal, just because. That isn't how upper middle class Americans act anywhere else in their life.<br /><br />My commentary on the "religiosity" in South Florida may have offended people, and for that I apologize, but this looking for an angle is simply not common in highly educated professional America.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-21976303.post-11131872762655999862013-06-13T18:51:55.704-04:002013-06-13T18:51:55.704-04:00miriamp
I'm confused. Stop what hate? Is it...miriamp<br /><br />I'm confused. Stop what hate? Is it OK to hate people who do use dry cleaning and send out their sheitels for a wash and set? Or to hate NYers but not OOTers? tesyaanoreply@blogger.comtag:blogger.com,1999:blog-21976303.post-77089264918120971512013-06-11T12:14:01.347-04:002013-06-11T12:14:01.347-04:00Please, please, stop the hate! Not everyone sends...Please, please, stop the hate! Not everyone sends clothing to the dry cleaners. Not everyone has a cleaning lady. Not everyone makes huge simchas. Yes, I pay someone to fix my car, but I let the rain wash it. I wash my own sheitels, and most of them are synthetic. (I have 1 17 yr old human hair sheitel that cost me $300.) I cut my own nails and hair, and we usually cut our children's hair ourselves as well. I even make a lot of our clothing. I really don't think I can be that abnormal. Oh, and I don't live in NY -- maybe that's the real thing taht sets me aside as different.miriamphttps://www.blogger.com/profile/14339767447913960853noreply@blogger.comtag:blogger.com,1999:blog-21976303.post-63833113206889231952013-06-06T11:19:45.372-04:002013-06-06T11:19:45.372-04:00I have to say, I find Miami's vitriol-filled r...I have to say, I find Miami's vitriol-filled rant to be so downright hateful that it's nauseating.<br /><br />"But everything with finances and the Frum universe values playing games, hiding money from the Yeshiva, the government agencies, the IRS."<br /><br />As part of the frum universe, I'm personally offended by these disgusting comments, as should be most of the readers here. <br /><br />Do you even know any frum people? All you hear about yeshivas is % that cover their hair etc. <br /><br />I call BS, I think you're so full of hate toward frum people that you probably don't even know anyone in yeshivos and you're making this stuff up. So let's hear some specifics, which yeshivos and girls schools are you talking about?<br /><br />Pathetic.<br /><br />Superintendant Chalmersnoreply@blogger.comtag:blogger.com,1999:blog-21976303.post-52046138365335437902013-06-06T10:20:45.785-04:002013-06-06T10:20:45.785-04:00Dave,
Down here, the educational costs:
Secular ...Dave,<br /><br />Down here, the educational costs:<br /><br />Secular Prep School: $20k/year<br />Jewish Day School: $15k/year<br />Yeshiva Day School: $13.5k/year<br />Catholic Diocese School:About $10k for non-Catholics, considerably less for Catholics to attend<br />Public School Spending: $8k in Dade, $9k in Broward/Palm Beach<br /><br />So is it possible to bring down educational costs, even dramatically? Absolutely. Before you say that "Catholic Schools have unpaid nuns teaching" that hasn't been the case for nearly 40 years, they have trained staff, same as everyone else.<br /><br />However, your well-off parents at Yeshivot/Day Schools want Private School Amenities, you will not have them there if you don't convince them that they are getting similar amenities as prep school, even though they aren't.<br /><br />If you had a Yeshiva Option in the Catholic School range, and a Day School option in the Prep School range, I think you'd have much happier parents.<br /><br />The difference is Catholic School parents may stretch to pay tuition, but they know they are choosing a religious education for their children. Day School/Yeshiva parents don't feel that they are making a choice, so they resent the expenditure.<br /><br />Prep School parents may struggle to pay tuition, but they certainly don't whine about it.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-21976303.post-68086053190627688902013-06-05T03:07:37.289-04:002013-06-05T03:07:37.289-04:00@Orthonomics-
I am so thrilled that you're bl...@Orthonomics-<br /><br />I am so thrilled that you're blogging again! :)Shoshana Z.http://sustainable-jewish-schooling.blogspot.comnoreply@blogger.comtag:blogger.com,1999:blog-21976303.post-67419577702239321192013-06-04T23:40:42.750-04:002013-06-04T23:40:42.750-04:00There are certainly ways to cut expenses in Day Sc...There are certainly ways to cut expenses in Day Schools.<br /><br />That being said, they are always going to be expensive. Private schools and large families only go together for the extremely wealthy.<br />Davehttps://www.blogger.com/profile/04391023891253673160noreply@blogger.comtag:blogger.com,1999:blog-21976303.post-48900898103648233402013-06-04T18:56:13.662-04:002013-06-04T18:56:13.662-04:00Part of the reason for the cheating on tuition is ...Part of the reason for the cheating on tuition is the fact that paying honestly is so unattainable. Seriously, there are families with tuition bills of $60,000 a year or higher! That's more than the SALARIES of most of America.<br /><br />If the numbers were at all realistic, there would be a much bigger pool of people willing to try.<br /><br />To create a society where people give up luxuries, we have to stop asking them to give up EVERYTHING. Let's start asking for proportionate amounts from all families.<br /><br />iTunes did this for music. People used to ONLY steal - now some do, but many more are happier to get it legally. <br /><br />iStockPhoto started a revolution wherein self-employed graphic designers would start PAYING for stock photography instead of stealing it.<br /><br />By charging realistically, we can restart the trend of people actually PAYING for tuition.Dinanoreply@blogger.comtag:blogger.com,1999:blog-21976303.post-62483958302230964692013-06-04T15:26:41.337-04:002013-06-04T15:26:41.337-04:00The smart Frum Jew is driven to game the system, g... <i>The smart Frum Jew is driven to game the system, get a college that accepts Yeshiva credits and get a degree in less time</i><br /><br />This!! I've had more than one mother of a 20-year old young women tell me that their daughter is applying to graduate school with an online or similar BA, 2 years out of high school, one of those years spent at seminary.tesyaanoreply@blogger.comtag:blogger.com,1999:blog-21976303.post-62418719238411920472013-06-04T14:00:46.060-04:002013-06-04T14:00:46.060-04:00Cultural Problem... a trait heavily valued in the...Cultural Problem... a trait heavily valued in the Frum World, NOT valued in the much more secular Jewish world is craftiness.<br /><br />The Jewish stereotype is "my son the doctah" not "my son the car dealer" -- it's not about money, the other is more lucrative, it's about the high status professional career.<br /><br />The non-Orthodox Jewish world highly values education and professional achievement.<br /><br />The Orthodox Jewish world highly values craftiness, "angles," and "religiosity." -- Whenever I hear about how "great" a Yeshiva is, it's always about percentage of mothers with hair/elbows covered, never about the actual source material imparted.... and that's for the boys, for the girls I never hear anything but about socks/stockings.<br /><br />This is linked to the Yeshiva system... The hardworking professional in the high status job: Doctor/Lawyer/Financier is expected to report everything, cut big checks to pay for their education (student loans), and to support the Yeshiva, because they are "lucky." Meanwhile, the less education "hustler" is expected to do what they can and not pay much.<br /><br />As a result, the smart secular Jews are driven to achieve graduate degrees and highly paid careers, because their world view values that. The smart Frum Jew is driven to game the system, get a college that accepts Yeshiva credits and get a degree in less time, maybe work under the table to get benefits, etc... in the short term, the guy snaking free benefits and 30k under the table probably has more money to spend than is buddy whose making 45k as an analyst, but 5 years out the 45k analyst has moved up and the 30k hustler hasn't.<br /><br />But everything with finances and the Frum universe values playing games, hiding money from the Yeshiva, the government agencies, the IRS.<br /><br />It's not about fixed tuition, it's about a cultural universe that pretends its in a fantastical version of Tsarist Russia, instead of 21st Century America, and as a result is imparting values of the street instead of values of the classroom.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-21976303.post-65932114161379059172013-06-04T10:11:50.513-04:002013-06-04T10:11:50.513-04:00Anonymous 3:59 talks of a deterrent to cheating th...Anonymous 3:59 talks of a deterrent to cheating the system, but everyone knows that no deterrent has teeth. How often, really, do yeshivot kick out kids for parental nonpayment? Sure, there will be threats, and there will be attempts to encourage such families to enroll at a different yeshiva. But bottom line, we are of a culture which states proudly "no Jewish child will be deprived of a yeshiva education for any reason". * So any deterrent effect is limited, at best.<br /><br />*unless his or her mother wears the wrong kind of clothing, etc >snarktesyaanoreply@blogger.comtag:blogger.com,1999:blog-21976303.post-35965312030587467372013-06-04T09:19:31.193-04:002013-06-04T09:19:31.193-04:00I'm surprised at the attitude that grandparent...I'm surprised at the attitude that grandparents should be contributing to tuition. Many grandparents like my own parents struggled to make ends meet and pay their own kids' tuition. In their later years they are entitled to enjoy their money and pay for "luxuries" that become necessities as one ages (eg travelling to see the grandchildren without having to suffer the discomforts of coach class). Furthermore many do not have adequate pensions or long-term care insurance and have to have money available for nursing care should they need it. Adult children and schools should are not entitled to view grandparents as ATM machines. <br />PS I am not a grandparent, but a tuition-paying parent.kweansmomnoreply@blogger.comtag:blogger.com,1999:blog-21976303.post-48803412305835030382013-06-03T19:10:45.670-04:002013-06-03T19:10:45.670-04:00One thing I see in common in all the posts on tuit...One thing I see in common in all the posts on tuition is the assumption that someone else should sacrifice more for Jewish education. Depending on who is writing, that may be the administration, the staff, the rich parents, the parents on scholarship, the childless, the taxpayers or grandparents. At some point either we as individuals value the education enough to reach a little deeper in our own pockets, or the schools will close.<br /><br />Baruch Hashem, I have been able to pay may kids' full tuition despite the dramatic rise (6-fold since my oldest started). Now it is not too hard for me, although when I was younger there were a few times when I bought the exact number of stamps I needed to pay my bills for the month because I didn't have enough for a whole book. But that was always extremely important for us; if educating the next generation in Torah isn't important enough to sacrifice for, we will fail to transmit out mesorah. There isn't some sugar daddy waiting to pay our bills.Mike S.noreply@blogger.comtag:blogger.com,1999:blog-21976303.post-65567503920892397132013-06-03T19:02:22.772-04:002013-06-03T19:02:22.772-04:00It's really an intractable problem because no ...It's really an intractable problem because no one wants to pay more. Everyone wants a break. The rich want an abatement. The poor want scholarships. Meanwhile, everyone thinks they're getting squeezed and points their finger elsewhere saying that person should pay more.<br /><br />Thing is, there isn't really more money available, and to whatever extent there is such money, people don't want to make the sacrifices necessary to make that money available to yeshivas. Maybe it's someone not wanting to part with savings or 401(k) contributions, maybe it's a Pesach hotel, or maybe it's cleaning help and eating out at restaurants. Maybe this is a cultural problem, or maybe it's just part of the human condition, but people don't want to give up whatever luxuries they have. It would take enormous efforts to change this culture in our communities to the point where people see yeshiva as their number one priority in their budgets.<br /><br />And it's not just luxuries, but a basic lifestyle issue of planning to be able to pay. The attitude currently is "God will provide" (or rather, the scholarship committee will provide). Our culture pushes young marriage, having kids quickly, and doesn't push education or the ability to pay for this all. This is a problem that scales from right to left on the Orthodox spectrum.<br /><br />I really see no solution beyond people continuing to borrow across generations and from their own futures to pay. How long will it last? Who knows? Maybe it will last until there's a retirement crisis for today's yeshiva paying parents.<br /><br />The model is all wrong and fixing it isn't just a monetary problem. It's a cultural one as well.JSnoreply@blogger.comtag:blogger.com,1999:blog-21976303.post-9162426344032758782013-06-03T18:36:40.761-04:002013-06-03T18:36:40.761-04:00Sorry Mark, some of us have kids at $4000/month sa...Sorry Mark, some of us have kids at $4000/month salaries, and then stuff happens.Anonymousnoreply@blogger.com