tag:blogger.com,1999:blog-21976303.post116164974617685525..comments2024-03-24T05:22:27.179-04:00Comments on Orthonomics: Orthonomicshttp://www.blogger.com/profile/07892074485262548496noreply@blogger.comBlogger8125tag:blogger.com,1999:blog-21976303.post-48416789578467004702007-11-25T10:00:00.000-05:002007-11-25T10:00:00.000-05:00Welcome new Anonymous. Pick a stage name and star...Welcome new Anonymous. Pick a stage name and start commenting. I'm sure you will have a lot to add.Orthonomicshttps://www.blogger.com/profile/07892074485262548496noreply@blogger.comtag:blogger.com,1999:blog-21976303.post-71568181488938642692007-11-25T07:11:00.000-05:002007-11-25T07:11:00.000-05:00I just discovered you blog and I love it.We in the...I just discovered you blog and I love it.<BR/><BR/>We in the hole to the point we won't be able to pay our rent. Ack!<BR/><BR/>I'm disabled and going to school. DH is working but he hates and the pay sucks too!<BR/><BR/>We just moved to a nicer neighborhood and the we lived at before we were literally dodging bullets and crack addicts.<BR/><BR/>Now I will be able to see where the money is disappearing to.<BR/><BR/>I only spend my money on rent, food, and clothes for our son. I have literally spent $200 for this year on clothes for myself and have no proper shul clothes.<BR/><BR/>It may seem trifling to some people for me to be upset about this but I don't like to be the bummiest gal in the room.<BR/><BR/>I just bought myself a winter coat because after 12 years my other one finally gave out.<BR/><BR/>Just thinking about this is making my head hurt!Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-21976303.post-1162267607680110242006-10-30T23:06:00.000-05:002006-10-30T23:06:00.000-05:00Sleep Deprived-Hope you won't mind. I'm planning ...Sleep Deprived-Hope you won't mind. I'm planning on using your good news in my next budgeting post. <BR/><BR/>I am a strong believer that seeing things clearing in black and red is the easiest way to make changes.<BR/><BR/>Goodluck with your newfound cashflow.Orthonomicshttps://www.blogger.com/profile/07892074485262548496noreply@blogger.comtag:blogger.com,1999:blog-21976303.post-1162193394289374892006-10-30T02:29:00.000-05:002006-10-30T02:29:00.000-05:00I used to do create a simliar budget in MS Excel. ...I used to do create a simliar budget in MS Excel. It didn't take long to realize we were "in the red" every month. Convincing my wife to help make lifestyle changes was tought at first. But when I showed her that she had spent $1,500 on clothes (for herself) for 2 consecutive months, she got with the program. Within 2 months, we were able to achive positive cashflow.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-21976303.post-1161700971920272792006-10-24T10:42:00.000-04:002006-10-24T10:42:00.000-04:00Thanks for the advice and tips all. Tzionisher Re...Thanks for the advice and tips all. <BR/><BR/>Tzionisher Rebbe-I've heard a lot about the overdraft policies and Israel and they are baffling to say the least. <BR/><BR/>You are correct that three months of data is needed for future planning. Three months is a minimum. I'd say 6 months is even better considering the Nissan and Tishrei, the two costliest months, are 6 months apart. <BR/><BR/>Cash flow is important to meet the month-to-month discrepancies. I'll be covering this later.Orthonomicshttps://www.blogger.com/profile/07892074485262548496noreply@blogger.comtag:blogger.com,1999:blog-21976303.post-1161681635321046782006-10-24T05:20:00.000-04:002006-10-24T05:20:00.000-04:00Thanks SL, this is a great idea!Thanks SL, this is a great idea!mother in israelhttps://www.blogger.com/profile/13715046177293916034noreply@blogger.comtag:blogger.com,1999:blog-21976303.post-1161662330430961182006-10-23T23:58:00.000-04:002006-10-23T23:58:00.000-04:00Thank you, thank you. Though most of this is stuff...Thank you, thank you. Though most of this is stuff we (should?) already know, this functions almost like a checklist.<BR/><BR/>Thanks also to Aishel - good advice. I didn't know that the programs can download the info for you. One of the hardest parts in this is actually *doing* it.<BR/><BR/>SL - You may want to set up drop-downs on the side or something similar for these series... the easier it is for people to access, the better.Ezziehttps://www.blogger.com/profile/12494592434522239195noreply@blogger.comtag:blogger.com,1999:blog-21976303.post-1161652405330077442006-10-23T21:13:00.000-04:002006-10-23T21:13:00.000-04:00I also highly recommend spending the $30 to get Mi...I also highly recommend spending the $30 to get Microsoft Money or a similar program. This program tracks all my expenses, automatically detects categories, and can download my credit card statements as well as my checking account savings. It tracks how much income vs. expenses you have in all your accounts, or in one account, whatever you set it to check. I can go on and on about how it helps organize your money. Again, its only $30 for the deluxe version. A very worthwhile investment.Anonymousnoreply@blogger.com