"I think the Salesman was not intending to scam anyone..since the program was for 230 to get a 300 dollar card..if it lasted 5 months you are already ahead. I don’t think anyone truly thought this thing will last forever. Even now one can buy giftcards at 10-15% below face value..(big companies like Staples and Target sell them to get cash in bulk)." [My note: Put your gemorrah kop on. You simply can't compare big box stores selling prepaid gift cards for a discount to a company selling cash for cash. Staples and Target sell a product, not cash. It is to their benefit to gain your loyalty, peek your interest, and get you into their store to buy product.]
The question is to invest in a “window of opportunity” investment..where it makes sense until it doesn’t..if that is considered a scam. [My note: do you hear yourself?]
And this: "I dont know why so many people are beating up on you. I know you and you helped us out in a way that you thought we could all gain. And you helped us when it went down.
Fortunately there are just as many posters who do get it.
. . . . . It’s amazing how so many people are mamesh mikayem naaseh vinishma when they blog. Why don’t you first find out the facts?
I was the first one to bring this to the frum world and I am happy I did. Since I did not listen to all the “its a scam” people, I got thousands of dollars into yiddishe hands. People who are have ordered their secure sleeves and expected to get a gift check (not CARD) can get back their money by disputing it with thier credit card. [deleted]
MHA was not a scam. No one got scammed. The ones who can not dispute, are those who made the purchase with a gift card. They will have to wait for the court to first collect all the assets of MHA and only then send in your claim. You will get a portion of the pie. (Not worth your time)
The “if its too good to be true, then it’s not true” people, could have been 5 – 10 thousand dollars richer by now. But alas “its too good to be true” so while you are wise and not naive, you remained wise and not naive but all the rest of us got money.
The “someone on the bottom will be left holding the bag” group of people, never took the time to understand that with this program you make money even if you don’t sign anyone up. They WILL be holding the bag, IF they don’t dispute it.
[. . . . . ]but I think it’s different when there is a credit card involved, because THEY are the ones who protect you.
“But lemaaseh Some people DID lose out, like the people who purchased with a gift card”. Good point, so let me ask you should have we decided not to pump in $150,000 into Yiddishe hands because someone might buy it the wrong way? Lets see what the coffee room says.
And for Mr. K who threatened to report me to the FBI and who threatened to publicize all my emails (in which I help everyone to make sure they dispute the charges properly). You’re mamesh a tzadik.
Finally I’ll say this. Besides for Mr. K (who was not even in MHA) I did not get even one accusing phone call. Every single person was so nice. Every one told me we know it’s not your fault and thank you for helping us with the information we need to retrieve our money.
I’m sure everyone who wrote things that are not so nice only did so because they were upset FOR those who may have lost money.
At the end of the day we still have each other and we each care for each other and this is what HKBH wants. Even my friend, Mr K. also meant well.
Wishing all my fellow brothers bracha vehatzlacha uparnassa b’revach.
And finally, I have a new thing which you could make thousands a month. It’ll cost you only $5. Pay ONCE. That’s it. Be careful, you might be “holding the bag”. Im serious.
[In comments further down in the thread the letter writer continues dig a hole, one that is really ugly. Might not be long until the pidyon campaign at this rate. See the lengthy comment #36 where he "lays it all out on the table" about how he didn't understand the business model but the men in charge have so much experience, how the business was ruined by consumers who called Walmart and later Wells Fargo souring the relationships, how consumers with funny names ruined a good thing, and on and on. Oy, a true believer who outlines a ponzi scheme, but has no integrity or clarity. And now he has another $5 opportunity for you to "invest" in if you are matzliach. . . an (illegal) chain letter with an attached product to kasher it].